Effective Date: 16/03/2025

1. Introduction
   Welcome to APB GURUKULAM LLP (“we,” “our,” or “us”). Your privacy is important to us. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website www.apbgurukulam.in
2. Information We Collect
   We may collect the following types of information:

• Personal Information: Name, email address, phone number, etc.
• Non-Personal Information: Browser type, IP address, device type, etc.
• Cookies and Tracking Technologies: To enhance user experience and analyze website traffic.

3. How We Use Your Information
   We use your information for the following purposes:

• To provide and manage our services.
• To improve our website and user experience.
• To communicate with you regarding updates and promotions.
• To comply with legal obligations.

4. How We Share Your Information
   We do not sell or rent your personal information. However, we may share it with:

• Service providers assisting in website operation.
• Legal authorities if required by law.
• Third parties in case of a business merger or acquisition.

5. Data Security
   We implement appropriate security measures to protect your data from unauthorized access or disclosure. However, no method of transmission over the internet is 100% secure.
6. Your Rights and Choices
   You have the right to:

• Access, update, or delete your personal information.
• Opt out of marketing communications.
• Disable cookies through your browser settings.

7. Third-Party Links
   Our website may contain links to third-party websites. We are not responsible for their privacy policies and practices.
8. Changes to This Privacy Policy
   We may update this Privacy Policy from time to time. The revised version will be posted with an updated effective date.
9. Contact Us
   If you have any questions about this Privacy Policy, please contact us at:

APB GURUKULAM LLP
admission@apbgurukulam.in
Shreenagar, Guwahati-781005, Assam.

Terms and Conditions

Effective Date: 16/03/2025

1. Introduction
   Welcome to APB GURUKULAM LLP (“we,” “our,” or “us”).. By accessing or using our website www.apbgurukulam.in you agree to comply with these Terms and Conditions. If you do not agree, please do not use our website.
2. Use of the Website

• You must be at least 5 years old to use our website.
• You agree to use our website for lawful purposes only.
• Unauthorized use or modification of website content is prohibited.

3. Intellectual Property Rights
   All content, including text, graphics, logos, and images, is the property of APB GURUKULAM LLP and is protected by copyright and trademark laws. You may not reproduce, distribute, or modify any content without prior consent.
4. User Accounts

• You may need to create an account to access certain features.
• You are responsible for maintaining the confidentiality of your login credentials.
• We reserve the right to suspend or terminate accounts violating these terms.

5. Purchases and Payments

• All transactions on our website are subject to our payment terms.
• We reserve the right to refuse or cancel orders at our discretion.
• Prices and availability of products/services are subject to change without notice.

6. Limitation of Liability
   We are not liable for any direct, indirect, or consequential damages resulting from your use of our website. Your use of our services is at your own risk.
7. Termination
   We reserve the right to terminate or suspend access to our website without notice if you violate these terms.
8. Changes to Terms
   We may update these Terms and Conditions from time to time. The revised version will be effective upon posting.
9. Governing Law
   These terms are governed by the laws of Guwahati, Assam, India. Any disputes shall be resolved in the courts of Guwahati, Assam.
10. Contact Us
    If you have any questions about these Terms and Conditions, please contact us at:

APB GURUKULAM LLP
admission@apbgurukulam.in
Shreenagar, Guwahati-781005, Assam.

Payment Terms

Effective Date: 16/03/2025

1. Introduction
   These Payment Terms (“Terms”) govern all transactions between you (“Customer”) and APB GURUKULAM LLP (“Company,” “we,” “us”). By making a purchase, you agree to comply with these Terms.
2. Payment Methods
   We accept the following payment methods:

• Credit/Debit Cards (Visa, MasterCard, etc.)
• Online Payment Gateways (PayPal, Stripe, etc.)
• Bank Transfers
• Other accepted payment methods as specified on our website

3. Payment Processing

• All payments must be made in INR.
• Orders will not be processed until full payment is received.
• Any additional transaction fees (e.g., bank charges, processing fees) are the responsibility of the customer.

4. Pricing and Taxes

• Prices for products/services are listed on our website and are subject to change without notice.
• Applicable taxes (VAT, GST, etc.) will be added to the total amount where required by law.

5. Refund and Cancellation Policy

• Refund requests must be submitted within [Number] days of purchase.
• Cancellations are subject to our cancellation policy.
• Refunds may be subject to processing fees.

6. Late Payments

• Late payments may incur interest charges at a rate of [Interest Rate] per month.
• We reserve the right to suspend or terminate services due to non-payment.

7. Disputes and Chargebacks

• If you dispute a charge, contact us before initiating a chargeback.
• Unauthorized chargebacks may result in legal action.

8. Changes to Payment Terms
   We reserve the right to update these Payment Terms at any time. Changes will be effective upon posting.
9. Contact Us
   If you have any questions regarding our Payment Terms, please contact us at:

APB GURUKULAM LLP
admission@apbgurukulam.in
Shreenagar, Guwahati-781005, Assam.